What happens if a debt collector violates my rights?

If a debt collector in Maryland violates your rights, you may have a legal claim against them and may be entitled to damages. Debt collection laws are in place to protect consumers from debt collectors who may engage in abusive, harassing, or deceptive conduct when attempting to collect a debt. If a debt collector has violated your rights, you should keep in mind that they have broken the law and you may have the right to take legal action. The Consumer Financial Protection Bureau is the agency responsible for enforcing collection defense laws in Maryland. If a debt collector has violated your rights, you may file a complaint with the CFPB. The CFPB will investigate your claim and may take enforcement action against the collector if it finds that the collector has violated the law. You may also be able to get the debt collector to pay your legal costs and other damages for violating your rights. Additionally, you may have the right to take civil action against the debt collector. In a civil lawsuit, you may be able to recover damages, such as lost wages and emotional distress. You may also be able to recover statutory damages of up to $1,000 if the debt collector violated the law. It is important to note that if you decide to take legal action against the debt collector, you should consult an experienced consumer attorney to discuss whether you have a valid claim.

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What happens if a debt collector violates my rights?

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