What happens if a debt collector violates my rights?

In Washington, if a debt collector violates your rights, you can file a complaint with the Federal Trade Commission (FTC). The FTC is the federal agency that enforces the Collection Defense Law. This law requires debt collectors to treat consumers fairly and ethically. If a debt collector violates your rights, they may be in violation of the Collection Defense Law. This can include calling too early or too late in the day, attempting to collect a debt that has already been paid or discharged, or attempting to collect a debt that you do not owe. If you have been a victim of illegal debt collection practices, you can contact the FTC to file a complaint. The FTC can investigate the debt collector and take enforcement action if appropriate. They may be able to help you seek compensation for any damages or losses you have suffered due to the illegal collection practices. You may also be able to file a lawsuit against the debt collector in Washington. In this case, you may be able to seek compensation for the violations of your rights as well as attorney’s fees and court costs. However, it is recommended that you seek legal advice before taking action. No matter what your situation is, it is important to understand that you have rights as a consumer and that debt collectors must abide by the law. If a debt collector has violated your rights, contact the FTC and explore your legal options.

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What happens if a debt collector violates my rights?

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