What are some common defenses in consumer fraud cases?

Consumer fraud is a type of deceptive activity that can take many forms, including false promises, as well as fraudulently taking someone’s money or property. In Hawaii, consumer fraud law protects individuals from such activities. Generally, an individual accused of consumer fraud in Hawaii will have a few common defenses they can pursue. The first defense is that the individual had no knowledge of the fraudulent activity or never intended to do harm to another person. This defense may be difficult for the individual to prove, but if successful, the court may find them not guilty. Another defense is ‘lack of causation’ or lack of evidence that a defendant’s actions caused the injury to the victim. For example, proving that the defendant’s actions were not the direct cause of the victim’s financial loss is a valid defense. Additionally, a defendant may argue the statute of limitations has expired, meaning the victim waited too long to initiate a case against them. It is important to note that in Hawaii, the statute of limitations for consumer fraud cases is two years. Finally, a defendant may assert the defense of ‘unconscionability’. This refers to an unjust and inequitable agreement or contract between the parties. The court will examine the fairness of the agreement or contract and determine if it is unenforceable. In conclusion, common defenses in consumer fraud cases in Hawaii are that the defendant had no knowledge of the fraudulent activity, lack of causation, the statute of limitations has expired, and unconscionability. Each of these defenses must be carefully evaluated by the court.

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