What consumer protection laws are available at the federal level?

At the federal level, consumers are protected from fraud and scams by a variety of consumer protection laws. The most well-known of these laws is the Fair Credit Reporting Act, which requires credit reporting agencies to provide consumers with their credit reports free of charge upon request and without charge or penalty. The Fair Debt Collection Practices Act also protects consumers from abusive debt collection tactics. The Consumer Product Safety Commission is responsible for ensuring that consumer products, such as children’s toys and electrical appliances, are safe and do not pose a danger to consumers. Additionally, the Food and Drug Administration regulates the safety and effectiveness of food, drugs, and medical devices. Consumers who believe they have been the victim of fraud are also protected under the Federal Trade Commission Act. This act makes it illegal for businesses to engage in false or misleading advertising, and it allows the FTC to sue companies that violate its rules. The Credit Repair Organizations Act requires companies that provide credit repair services to provide customers with a written notice about their services, disclose all fees, and provide written notice of a customer’s right to cancel a contract. In addition to these laws, the federal government provides information and resources to help consumers protect themselves and report fraud or other suspicious activity. The Federal Trade Commission’s website, for instance, provides educational materials and advice for consumers about how to protect themselves from fraud and identity theft.

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What consumer protection laws are available at the federal level?

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