What consumer protection laws are available at the state level?

In Alaska, consumers are protected by state laws that help them avoid becoming victims of fraud and other unethical practices. The Alaska Unfair Trade Practices and Consumer Protection Act (AS 45.50) is the most comprehensive consumer protection law. This law prohibits deceptive or unfair trade practices including false or misleading advertising, bait and switch tactics, and sales of hazardous or defective products. It also requires merchants to clearly and conspicuously disclose terms and conditions of a sale and any other information necessary to prevent deception. The Alaska Consumer Protection Act (AS 45.50.471) provides additional protections to consumers, such as preventing creditors from using harassing or unfair collection practices, and protecting consumers from debt collection companies that use false or misleading practices. Additionally, the Alaska Consumer Report Security Freeze Law (AS 34.45.020) allows consumers to place a security freeze on their credit report. This allows them to block access to their credit report and prevent identity theft. Alaska also has a law that protects mobile device consumers. The Alaska Wireless Service Consumer Protection Act (AS 45.50.460) requires wireless service providers to clearly explain their terms and conditions of service and any additional fees that may be charged. It also requires wireless service providers to clearly disclose their billing cycle and how charges will be calculated. Lastly, the Alaska Credit Services Organization Act (AS 45.66) regulates organizations that provide credit repair services. The law requires these organizations to clearly disclose their fees and services, and it also requires them to provide a written agreement to the consumer outlining the terms and conditions of their services. These are some of the consumer protection laws that are currently available at the state level in Alaska.

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