What is the statute of limitations for filing a complaint against a debt collector?

The statute of limitations for filing a complaint against a debt collector in Virginia is 3 years from the date of the violation. This means that any consumer who believes they have been a victim of a debt collection violation must file a complaint within three years of the alleged violation. In Virginia, consumer fraud law also requires debt collectors to honor the Fair Debt Collection Practices Act (FDCPA). This Act provides consumers with protection from deceptive, unfair, and abusive practices by debt collectors. Under this Act, consumers can file a complaint against a debt collector if they believe the collection agency has engaged in any of the prohibited practices. If you believe you have been a victim of a debt collection violation, it is important to file a complaint as soon as possible. If you wait too long after the date of the alleged violation, you could potentially lose your right to challenge the debt collection agency’s practices. A consumer who has been a victim of a debt collection violation should contact an attorney to ensure their rights are protected and that they can take appropriate action within the statute of limitations.

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What is the statute of limitations for filing a complaint against a debt collector?

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