What steps can I take to make sure I am not a victim of consumer fraud?

In North Carolina, it is important to be aware of consumer fraud and take the necessary steps to ensure that you are not a victim. There are several ways that you can protect yourself from consumer fraud. First, when entering into a transaction or contract, make sure you read and understand all the terms and conditions. Never sign a contract without first having a complete understanding of the implications of the agreement. Additionally, make sure to seek advice from a trusted third party and do your own research before making any major purchases or entering into a contract. Second, avoid giving out your personal and financial information. Personal information such as your Social Security number, date of birth, and bank account numbers should not be given out to anyone unless you are certain that they are legitimate and reputable. Finally, monitor your credit report regularly. You are entitled to one free credit report every 12 months from each of the three major credit reporting agencies through Annual Credit Report. Check the report for suspicious activity such as unfamiliar accounts or charges. If you think that you may have been a victim of consumer fraud, contact the North Carolina Department of Justice right away. They can help by providing you with information, advice, and assistance. By taking the steps outlined here, you can make sure you are protected from consumer fraud.

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