What should I do if I am contacted by a debt collector?

If you are contacted by a debt collector in Oklahoma, you should take immediate action to protect yourself. First, take the time to verify that you actually owe the debt. Ask the debt collector for some proof like a court order or a written agreement, and take it to an attorney if necessary. If you do indeed owe the debt, you should try to work out a payment arrangement with the debt collector. Be sure to get any agreement in writing. If the debt collector refuses to work with you, or if you are not able to pay the debt, you should be aware that you have certain rights under Oklahoma consumer fraud law, including a right to dispute the debt or petition for a payment plan. It is important to remember that a debt collector may not threaten you, use deceptive tactics, or contact you excessively. If you feel that a debt collector is violating your rights, which are protected under Oklahoma consumer fraud law, you should contact the Oklahoma Attorney General or take legal action.

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What should I do if I am contacted by a debt collector?

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