What is a garnishment in civil law?
In Oklahoma, a garnishment is a legal document ordering a third-party to withhold a certain amount of money from someone’s wages or bank account and send it to someone else as payment for a debt. This is known as a “garnishment” and is an important tool in civil law. A garnishment is usually obtained through a court order that states an individual owes someone else money. The court can then order a third-party, such as an employer or bank, to withhold a certain amount of money from the individual’s wages or account and send it to the creditor to satisfy the debt. It’s important to note that a garnishment is only used when someone has not responded to attempts to collect a debt. For example, if someone has not paid a debt in full, a creditor can seek a garnishment against them through the court system. The third-party will then be required to withhold a certain amount from the individual’s wages or account until the entire debt is paid off. It’s also important to know that in Oklahoma, employers are not legally allowed to fire an employee due to a garnishment. Furthermore, garnishment of wages and bank accounts is limited to a certain percentage, which is determined by Oklahoma law. Lastly, some types of income are exempt from garnishment, such as Social Security and veterans benefits.
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