What protection do consumers have from fraud?

In Hawaii, consumers are protected from fraud under the Hawaii Unfair and Deceptive Acts and Practices Act (HUTPA). This law prohibits businesses from engaging in unfair, deceptive, and fraudulent activities. This includes false advertising, bait-and-switch tactics, and other fraudulent activities. It also requires businesses to make certain representations and disclose information to consumers in a clear and conspicuous manner. Another way the law protects consumers from fraud is through its provisions related to debt collection. It prohibits creditors from using unfair or deceptive practices in the collection of consumer debts. This includes making false or misleading statements concerning the debt, using false documents, and making repeated or harassing phone calls. The law also requires creditors to provide consumers with certain information when they are sued for a debt. This information includes the amount of the debt, the name of the original creditor, and the applicable statute of limitations. In addition to these protections, consumers can also file a complaint with the Hawaii Department of the Attorney General if they feel they have been the victim of fraud. The department will investigate the claim and may take action to ensure the consumer is fairly compensated.

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What protection do consumers have from fraud?

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