What protection do consumers have from fraud?
In Nebraska, consumers are protected from fraud in a variety of ways. The Nebraska Consumer Protection Act (NPA) makes it illegal for any person or business to engage in unfair or deceptive trade practices. This law makes it illegal to make false statements about the goods or services being sold, to use deceptive pricing, and to make misleading statements about the terms and conditions of a product or service. Consumers are also protected under the federal Fair Credit Billing Act (FCBA). This law protects consumers from inaccurate or unauthorized charges on their credit or debit accounts. It requires creditors to correct billing errors promptly, and gives consumers the right to dispute a charge. Consumers can also prevent fraud by taking steps to protect their sensitive information. This includes avoiding giving out personal information, using secure passwords, and guarding against identity theft. Finally, consumers who believe they may have been a victim of fraud should contact their local law enforcement agency. In Nebraska, the Office of the Attorney General has a consumer protection division that investigates consumer complaints and can take legal action against companies that break the law.
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