How do consumer laws protect against discrimination?

Consumer law can provide protection from discrimination in North Carolina. Specifically, the North Carolina Unfair and Deceptive Trade Practices Act (UDTPA) prohibits unfair and deceptive practices which can include discrimination in terms of sale, financing, or insurance. For example, when providing goods or services to consumers, it is illegal to discriminate based on gender, race, nationality, religion, age, and other such characteristics. The North Carolina Human Relations Act (HRA) specifically prohibits discrimination in the areas of employment, public accommodations, and housing. For instance, employers must not discriminate against a potential or current employee based on any of the characteristics listed in the UDTPA. This means employers cannot refuse to hire someone, or fire them, based on their age, gender, race, religion, or other such characteristics. The North Carolina Equal Credit Opportunity Act also includes discrimination protections. Under this law, creditors must give an applicant’s creditworthiness fair consideration, and cannot discriminate against them based on any of the characteristics listed in the UDTPA. For example, a creditor cannot refuse to provide a loan to someone based on their gender or race. In summary, consumer laws in North Carolina protect against discrimination by prohibiting unfair and deceptive practices, protecting against discrimination in the workplace, and ensuring equal credit opportunities.

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