How can consumer laws help protect me against identity theft?
Consumer laws in Delaware can help protect you from identity theft by providing you with specific rights and protections. For example, you have the right to be informed when your personal data is shared with a third party and you can ask for that data to be deleted or corrected if it is incorrect. You also have the right to dispute any charges you weren’t responsible for and request that fraudulent accounts be removed from your credit report. You should also be aware of the state’s fair credit reporting laws, which prevent companies from collecting your personal data without your permission. If a company does obtain your data without permission, they have to provide you with a copy of the data they collected. This will allow you to verify that the data is accurate and up to date. Additionally, Delaware has a law that requires people and businesses to take measures to prevent identity theft, such as encrypting online data or shredding paper documents. The law also requires businesses to inform consumers in the unlikely event that their information was accessed or stolen. Finally, you can take steps to protect yourself by monitoring your credit and banking statements for any suspicious activity and reporting any fraudulent activity as soon as possible. You should also use strong passwords for all of your online accounts and be wary of giving out personal information online.
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