Are there consumer protections in place to combat fraudulent debt collection practices?

yes, There are consumer protections in place to combat fraudulent debt collection practices in Hawaii. The Aloha State follows the federal Fair Debt Collection Practices Act (FDCPA) of 1977, which prohibits debt collectors from using unfair, abusive, or deceptive practices when collecting a debt. The law applies to all debt collectors, including those collecting for lenders and banks. Under the law, debt collectors are prohibited from falsely representing themselves as legal representatives or falsely implying that you are in legal trouble. They are also prohibited from making false or deceptive statements about the amount or type of debt you owe, falsely implying that you have committed a crime, or threatening to seize, levy or garnish your wages without the legal authority to do so. In addition, debt collectors are prohibited from contacting you at inconvenient times and places, making constant or repeated calls, or discussing the debt with anyone other than you or your authorized representative. They are also prohibited from attempting to collect fees or interest beyond what you actually owe. If you believe that a debt collector has violated any of these provisions, you may be able to file a complaint with the Hawaii Department of Commerce and Consumer Affairs. As a consumer, you have the right to seek justice and make sure debt collectors are held accountable for their actions.

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Are there consumer protections in place to combat fraudulent debt collection practices?

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