What consumer rights do I have when dealing with debt settlement companies?

In Nebraska, consumers have many rights when dealing with debt settlement companies. These rights are outlined in the Consumer Credit Protection Act and the Fair Debt Collection Practices Act. Under the Consumer Credit Protection Act, consumers have the right to know the terms and conditions of their debt settlement agreement. This includes the total amount of debt that will be settled, the fees that will be charged, and the timeline of the settlement. Additionally, the Act gives consumers the right to dispute any errors in the terms of the agreement without incurring any penalties. The Fair Debt Collection Practices Act also provides consumers with rights. This act requires that debt settlement companies treat consumers with respect and adhere to certain standards. For instance, they must provide accurate and complete information about the debt and disclose any fees associated with the settlement. Additionally, they must not threaten or intimidate consumers and must cease contacting them if requested to do so. Overall, consumers in Nebraska have a variety of rights when dealing with debt settlement companies. These rights are outlined in the Consumer Credit Protection Act and the Fair Debt Collection Practices Act and allow consumers to ensure they are being treated fairly and with respect.

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What consumer rights do I have when dealing with debt settlement companies?

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