What is a non-dischargeable debt?

A non-dischargeable debt is a debt that cannot be forgiven in bankruptcy. In New Hampshire, certain types of debt are non-dischargeable, meaning that even after a bankruptcy case is closed, the debtor is still responsible for these debts. Non-dischargeable debts in New Hampshire include child support, alimony, most student loans, and certain types of taxes. In addition, types of fraud or intentional falsehoods used to obtain credit, debts incurred through theft or other illegal activities, and debts that were not listed in the original bankruptcy filing may also be non-dischargeable. It is important to note that non-dischargeable debts will remain the responsibility of the debtor even after the bankruptcy case is closed. This means that creditors can still pursue collection efforts on these debts, including pursuing a lawsuit against the debtor or attempting to garnish wages. Ultimately, it is important for debtors in New Hampshire to understand the types of debt that will still remain after a bankruptcy case is concluded. This includes knowing what is and is not considered a non-dischargeable debt. By understanding these distinctions, a debtor can better understand their financial responsibilities after a bankruptcy case closes.

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