What is a “confirmation hearing”?

A confirmation hearing is a legal proceeding in Washington state concerning a creditor’s right to collect a debt. It takes place when a creditor believes that a debtor has failed to pay a debt according to their contractual obligation. The creditor will make a motion in court to confirm their right to collect on the debt, and the confirmation hearing will determine whether the creditor is legally entitled to receive payment, or if the debt is invalid. During the hearing, the judge will hear evidence from both the creditor and the debtor. The creditor will present evidence that the debtor is legally obligated to pay the debt while the debtor may present evidence that they do not owe the debt or that it was paid previously. After both sides have presented their evidence, the court will make a decision. If the court finds that the debt is valid, the debtor will be ordered to pay the debt plus any applicable interest and legal fees. If the court finds that the creditor does not have the right to collect, the creditor’s motion for confirmation will be denied. In either case, the court’s decision is binding and must be followed.

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What is a “confirmation hearing”?

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