What should I do if I think I’ve been the victim of identity theft?
If you think you have been the victim of identity theft, it is important to take immediate action to protect yourself. Here is what you should do: 1. Contact the police department and file a police report. Make sure to keep a copy of the report for your records. 2. Contact one of the three major credit reporting bureaus in California to place a fraud alert on your credit report. This will help guard against further attempts to use your identity. 3. Close any accounts that have been opened or used without your authorization. 4. Carefully review your credit report. Look for any unfamiliar activity and take note of any errors or discrepancies. 5. Contact the Federal Trade Commission (FTC) and report the identity theft. It is important to document any communication with the FTC. 6. Contact the California Office of Privacy Protection for information about identity theft and credit repair law in California. 7. Contact an attorney if necessary. If you need help dealing with the legal issues that may arise from identity theft, an attorney can provide advice and assistance. Taking these steps can help protect your identity and give you the best chance of resolving any issues that may arise from identity theft. Additionally, it is important to be mindful of your personal information, avoid responding to suspicious emails, and use strong passwords for online accounts.
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