What should I do if I think I’ve been the victim of identity theft?

If you think you have been the victim of identity theft in Massachusetts, there are a few steps you should take. First, contact one of the three major credit reporting bureaus — Experian, Equifax, or TransUnion — and request to put a fraud alert on your account. This will notify creditors of any suspicious activity. Second, report the theft to the Federal Trade Commission. You can file an online complaint or call their Identity Theft Hotline at 1-877-438-4338. Third, contact your local law enforcement agency and file a police report. This will provide documentation in the event that you need to take legal action. Fourth, call any creditors or businesses that may have been affected and inform them of the incident. Finally, create an Identity Theft Report and put a credit freeze on your accounts. This will prevent anyone from opening any new lines of credit in your name. By following these steps, you can take the necessary precautions to protect your identity. You should also keep all the documentation related to the incident in the event that you need to contact a credit repair service or file a claim.

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What should I do if I think I’ve been the victim of identity theft?

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