How can I obtain a copy of my credit report?

You can obtain a copy of your credit report in California by requesting a copy from one of the three major credit bureaus: Experian, TransUnion, and Equifax. To order your credit report, you can visit the websites of each bureau. You can also request your credit report by phone or mail. To request your credit report over the phone, you will need to provide your name, address, Social Security number, and date of birth. If you choose to mail your request, you will need to include your name, address, Social Security number, and a copy of a valid form of identification. Finally, you may also be eligible to obtain a free copy of your credit report if you have experienced identity theft or have been denied credit or insurance in the past 60 days. In this case, you can request a free copy of your report from each of the three credit bureaus. Regardless of how you obtain your credit report, you should review the report for accuracy and contact the appropriate credit bureau if you find any inaccurate or outdated information. Additionally, the California credit repair law allows consumers to dispute any inaccurate or incomplete information on their credit report and to request that the credit bureaus investigate any disputed information.

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How can I obtain a copy of my credit report?

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