How do I dispute errors on my credit report?

In Washington, disputing errors on your credit report is something that you can do on your own, or you can get help from a credit repair law firm. First, you’ll need to request a copy of your credit report. You can do this by visiting the website of any one of the three nationwide credit reporting companies (Equifax, Experian, and TransUnion). Once you have the report, look for errors, such as incorrect information about your credit accounts and inaccurate or incomplete personal data. You should also look for signs of identity theft, such as accounts you didn’t open. If you find any errors, you can dispute them. To dispute an error, you can contact the credit reporting company directly. You will need to provide documentation that supports your dispute. For example, provide copies of canceled checks or loan documents to demonstrate that the reported loan balance is incorrect. You should also include a written letter that explains why the information is inaccurate. The credit reporting company will investigate the dispute and review your documentation. They’ll then update your credit report with the accurate information. If the dispute is denied, you can consider working with a credit repair law firm to challenge the decision and get the results you’re looking for.

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How do I dispute errors on my credit report?

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