What types of debts can be removed from a credit report?

In Pennsylvania, credit repair law states that certain types of debts can be removed from a credit report. It is important to note that this does not necessarily mean that the debt has been resolved or erased in any way; it simply means that the debt will no longer appear on the credit report. The most common type of debt that can be removed from a credit report is one that is inaccurate or incomplete. If the creditor is not able to provide documentation of the debt, it can be removed from the report. Additionally, if a debt is over seven years old, it can be removed; this is known as the statute of limitations. In some cases, a debt can be disputed and removed from the credit report. This occurs when a person does not agree that they are liable for a debt, and they dispute the claim. If the creditor can’t prove that the debt is valid, it can be removed from the report. Finally, it is important to note that certain debts cannot be removed from a credit report. These include unpaid debts, judgments, bankruptcies, or delinquent child support. Once these debts have been reported, they must remain on the credit report for seven years.

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What types of debts can be removed from a credit report?

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