How can I stop debt collectors from harassing me?

One way to stop debt collectors from harassing you in Massachusetts is by understanding your rights under the state’s credit repair law. Massachusetts has passed legislation that makes it illegal for debt collectors to use threatening language or to make certain false statements. The law also states that debt collectors cannot harass you through repeated phone calls or in-person contact. If you’ve experienced repeated calls or contact, you can file a complaint against the debt collector with the state Attorney General’s office. You can also send a cease-and-desist letter to the debt collector or contact a credit counselor. You can find credit counseling agencies in Massachusetts that can help you manage your debt. These counselors can also provide advice on how to stop debt collectors from harassing you. You also have the right to request that a debt collector provide you with documentation that the debt is accurate. Debt collectors must provide you with written documentation that confirms the accuracy of the debt. If you’re still being harassed after the debt collector has provided you with the documentation, you can file a complaint with the state Attorney General’s office. By understanding your rights under the credit repair law in Massachusetts, you can take the necessary steps to stop debt collectors from harassing you.

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How can I stop debt collectors from harassing me?

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