What is the difference between a credit counselor and a credit repair lawyer?

The main difference between a credit counselor and a credit repair lawyer is their respective roles when it comes to helping individuals with their credit issues. A credit counselor typically provides advice and assistance with managing an individual’s debt, budgeting, and dealing with creditors. While a credit counselor can provide invaluable guidance, they cannot legally challenge creditors or other parties that may have contributed to the individual’s credit. In contrast, a credit repair lawyer specializes in California credit repair law and can legally represent an individual in disputes and litigation in order to achieve the desired outcome of credit repair. Credit repair lawyers work directly with creditors in order to negotiate issues such as a settlement, a reduction in past due balances, or to ensure accuracy of the individual’s credit report. They also specialize in filing legal attestations in order to protect their clients from unfair or illegal creditor practices. Overall, a credit counselor is an invaluable resource for providing guidance and advice to individuals who are struggling with their credit. A credit repair lawyer, however, is essential for representing clients in legal situations and in their pursuit of the desired end goal of credit repair.

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What is the difference between a credit counselor and a credit repair lawyer?

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