What is the difference between a credit counselor and a credit repair lawyer?

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How can I prevent my credit from being damaged in the future?
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How will a credit repair lawyer communicate with the credit bureaus?
How can I dispute a charge off on my credit report?
Are there any laws that protect me and my credit history?
Are there any credit repair services that don’t cost money?
How can I protect my financial information when working with a credit repair lawyer?
What is a collection agency?
What are the laws governing credit repair?
How can I contact the credit reporting agencies?

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