What types of debts can be discharged through Chapter 7 Bankruptcy?

Chapter 7 Bankruptcy Law in California is the most common form of bankruptcy and it allows individuals to discharge certain types of debts. Debts which can be discharged through Chapter 7 Bankruptcy Law include most consumer and business debts such as credit cards, medical bills, wages owed to employees, personal loans, utility bills, and certain taxes. Additionally, some non-dischargeable debts such as secured loans, student loans, court-ordered payments, domestic support obligations, and assets which are mortgaged or pledged as collateral may be discharged through Chapter 7 Bankruptcy Law. Certain types of debts may not be discharged through Chapter 7 Bankruptcy Law in California, such as child support and spousal support, government-backed student loans, income taxes, liability from personal injury due to drunk driving, and debts from a loan that was obtained by providing false information. Additionally, any debts which have been, or may be, acquired after the filing of the bankruptcy petition, or debts which are not listed on the bankruptcy petition, may not be discharged. In summary, certain types of debts, such as credit card debt, personal loans, and certain taxes, can be discharged through Chapter 7 Bankruptcy Law in California. However, some other debts, such as child support and spousal support, student loans, and income taxes cannot be discharged through Chapter 7 Bankruptcy Law.

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