What documents do I need to file for Chapter 7 Bankruptcy?

In order to file for Chapter 7 bankruptcy in North Carolina, you will need to provide several documents. The first and most important document is the petition, or "Voluntary Petition for Individuals Filing for Bankruptcy". This document contains information such as your name, address, and Social Security number, and it lists all of your assets, liabilities, and income. The next document is the Statement of Financial Affairs, which includes information about your income, expenses, property, transactions, and major financial events that occurred over the last two years. You will also need to provide a list of all creditors, with a description of each account. You also need to provide proof of income, such as pay stubs or tax returns, as well as proof of any assets you own. Finally, you will need to provide credit counseling, which is available through debt counseling organizations. You may also need to provide copies of any documents that you signed when you opened any new accounts or took out loans within the last 90 days. Once all of the documents have been prepared and submitted to the court, it will review them and then issue a “discharge” order to the creditors, effectively cancelling their claims against you. This will allow you to start rebuilding your credit and financial future.

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What documents do I need to file for Chapter 7 Bankruptcy?

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