What is a nondischargeable debt?

A nondischargeable debt is an obligation that the debtor (borrower) cannot legally be relieved of through the process of bankruptcy. In the state of Virginia, alimony, child support, and certain taxes are considered nondischargeable debts and must be paid back by the debtor. Nondischargeable debts, unlike other kinds of debts, are not erased by a bankruptcy discharge ruling. These kinds of debts remain unpaid after a bankruptcy ruling, and the debtor must still pay them in full. Additionally, nondischargeable debts carry legal consequences for the debtor, as failing to pay them can result in civil court proceedings. The penalties for not paying nondischargeable debts may be serious and can include garnishment of wages, liens placed on assets, or other court orders. Although these penalties vary depending on the type of debt, the debtor can be held liable for certain expenses associated with the debt, such as collection costs, attorney fees, and court costs. Therefore, it is important for debtors to be aware of their obligations and to understand that certain debts may not be discharged. This includes child support, alimony, and taxes, all of which are considered nondischargeable debts by the state of Virginia. Debtors must make arrangements to pay their nondischargeable debts or they may face serious legal consequences.

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