Can Chapter 7 Bankruptcy relieve me from child support obligations?
In Virginia, Chapter 7 Bankruptcy can be a helpful tool for individuals struggling to make ends meet who need to eliminate overwhelming debt. However, in general it does not relieve an individual from the obligation of paying child support. Child support payments are not treated as debt in the same way as other debts. Virginia law specifically states that a person filing for Chapter 7 Bankruptcy cannot use it to reduce or eliminate any child support payments. This includes any arrearages (unpaid payments) or future payments. If a person files Chapter 7 Bankruptcy and still has an obligation to make child support payments, then they are still required to pay those payments. However, it is important to note that filing for Chapter 7 Bankruptcy may provide some relief in other ways. For example, if a person has other creditors and debts, including credit card debt, Chapter 7 Bankruptcy may help them reduce or eliminate those other debts, which may in turn free up money for the person to then use to make their child support payments. It is important to note, however, that any decision to file for Bankruptcy should not be taken lightly. Anyone considering filing for Bankruptcy should always consult with a qualified attorney to discuss their individual circumstances and explore all of their options.
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