Do I have to attend a credit counseling course to file for Chapter 7 Bankruptcy?

Yes, in the state of North Carolina, you must attend a credit counseling course if you are filing for Chapter 7 Bankruptcy. This requirement is outlined in the U.S. Bankruptcy Code Section 109(h), which requires all individuals to complete a course in personal financial management before their petition can be accepted by the court. The purpose of this course is to provide the debtor with the information necessary to make informed financial decisions in the future. This course must be provided by an approved nonprofit budget and credit counseling agency, and must be completed within 180 days prior to filing the petition for bankruptcy. In addition to the credit counseling course requirement, you must also provide verification of your income, expenses, and assets in order to complete your filing. This information must be provided by you to the agency providing the course, and will be reviewed to determine whether you qualify for Chapter 7 Bankruptcy. Once the requirements have been successfully met, you can proceed with the filing process. It is important to note that the U.S. Bankruptcy Code offers numerous provisions and protections that are designed to help individuals who are struggling to make ends meet. Therefore, if you are considering filing for Chapter 7 Bankruptcy in North Carolina, it is important that you understand the various requirements and how to obtain the proper counseling and assistance.

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Do I have to attend a credit counseling course to file for Chapter 7 Bankruptcy?

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