What debts cannot be discharged in Chapter 7 Bankruptcy?

In Chapter 7 Bankruptcy law in New Hampshire, debts that cannot be discharged include alimony or spousal support, child support, federal and state taxes owed for more than three years, most student loans, fines and penalties imposed by government agencies, debts for personal injury or death caused by a debtor’s operation of a motor vehicle while intoxicated, debts for fraud or willful and malicious injury to another, and debts not listed in the bankruptcy petition. Alimony and child support are considered priority debts, meaning they must be paid off first before other debts. Student loans are also largely non-dischargeable in bankruptcy, though there are some exceptions. Fines and penalties, such as those imposed by a government agency, cannot be discharged in bankruptcy. Also, any debt incurred due to fraud, such as the use of false information to obtain credit or other loans, cannot be discharged. Finally, any debts that the debtor did not list in their bankruptcy petition, as required, are also non-dischargeable. In summary, some of the debts that cannot be discharged in Chapter 7 Bankruptcy in New Hampshire include alimony or spousal support, child support, most student loans, fines and penalties imposed by government agencies, debts for fraud, and debts not listed in the bankruptcy petition.

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