What debts cannot be discharged in Chapter 7 Bankruptcy?

In Chapter 7 Bankruptcy Law in Virginia, there are certain types of debts that cannot be discharged. These include most student loans, child support, alimony, and unpaid taxes. Additionally, debts that are incurred through acts of fraud or malice are not dischargeable. This includes debt acquired by intentionally setting fire to property or intentionally injuring another person. Other debts that cannot be discharged include debts for personal injury or death resulting from an individual’s intoxication or unlawful use of drugs or alcohol. Debts incurred from the purchase of luxury goods or services may not be discharged if they occurred within 90 days of filing for bankruptcy, as well as cash advances of $650 or more incurred within 70 days from the filing date. Also, debts that involve fraud or false statements cannot be discharged, such as failing to provide financial information to the creditor or lying when applying for credit. Lastly, any debt that the debtor had agreed to comply with but fails to do so is not eligible for discharge. In summary, some of the debts not dischargeable in Chapter 7 Bankruptcy Law in Virginia include child support, alimony, student loans, unpaid taxes, debts from fraud or malice, debts for personal injury or death related to intoxication, luxury goods or services purchased within 90 days, cash advances of $650 or more within 70 days, fraud or false statement debts, and debts from failing to comply with agreements.

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