What is a discharge order?

A discharge order is a court order issued by the bankruptcy court that releases a debtor from their financial obligations. This means that the debtor is no longer liable for payment on any debts that are listed in the discharge order. In the case of Chapter 7 bankruptcy law in California, the discharge order means that a debtor has no further legal obligation to pay the debts listed in the order. The debts that are typically discharged in a Chapter 7 bankruptcy include credit card debt, medical bills, personal loans, and other unsecured debt. In some cases, secured debts such as a home loan or car loan may also be discharged. However, it is important to note that a discharge order does not absolve a debtor from all of their obligations in a bankruptcy. The debtor will still need to make payments on any debts that are not listed in the discharge order. Additionally, the debtor should contact their creditors to inform them of the discharge order and request that they stop trying to collect on the debt. Finally, it is important to note that the discharge order does not erase a debtor’s credit history. The debts listed in the order will still appear on the debtor’s credit report, though they will no longer be listed as “outstanding”. While this can have a negative impact on credit scores, it can also help to improve a debtor’s credit over time by showing a history of responsible repayment.

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