What debts are not dischargeable in Chapter 7 Bankruptcy?

In Chapter 7 Bankruptcy in Washington, certain debts are not dischargeable. These include taxes, alimony and child support, debts incurred due to fraud or embezzlement, student loans, most fines or criminal restitution orders, and court orders related to a divorce or separation. Taxes are not discharged in Chapter 7 Bankruptcy, meaning the taxpayer is still required to pay the full amount due. Taxes that are unpaid as a result of a fraudulent return, or taxes due from multiple years, are also not dischargeable. Alimony and child support are also not discharged in a Chapter 7 Bankruptcy. These debts may be discharged in a Chapter 13 Bankruptcy, but the debtor must still meet the repayment requirements of any court order. Debts incurred due to fraud, embezzlement, or unpaid debts to creditors, such as credit cards, are also not dischargeable. This is because the creditors must be satisfied before the court can order a discharge of the debt. Student loans are not dischargeable in a Chapter 7 Bankruptcy unless the debtor can prove that repayment of the loan would cause them an “undue hardship”. Most fines and criminal restitution orders, such as those related to a DUI conviction, are not dischargeable in a Chapter 7 Bankruptcy. Finally, court orders related to a divorce or separation, such as spousal and child support, are not dischargeable in a Chapter 7 Bankruptcy. This means that the debtor must meet the requirements laid out in the court order in order to satisfy the debt.

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What debts are not dischargeable in Chapter 7 Bankruptcy?

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