Will I have to appear in court to file for Chapter 7 Bankruptcy?

In California, you will typically not need to appear in court to file for Chapter 7 Bankruptcy. All of the paperwork and filings for a Chapter 7 Bankruptcy can be done online or through a bankruptcy attorney. The court will review your paperwork, and the bankruptcy trustee assigned to your case will contact you for a meeting of creditors. This usually occurs within 45 days of filing the Chapter 7 Bankruptcy petition and is held at the office of the bankruptcy trustee, not in a courthouse. This is the only meeting you may be required to attend during the Chapter 7 Bankruptcy process. All of the paperwork can usually be completed without you having to appear in court. Still, the court may require you to appear for a hearing if any matters concerning your case must be resolved in court. This usually occurs when the court requests additional information or if a creditor contests your bankruptcy filing or if a trustee is unsure if any of your assets can be used to repay creditors. Sometimes, the court will require you to appear if you contested a creditor’s claim of exemption from a bankruptcy discharge. It is important to note that attending the creditors meeting and any court hearings is a mandatory requirement for a successful Chapter 7 Bankruptcy proceeding. Overall, you typically will not have to appear in court to file for Chapter 7 Bankruptcy in California. However, if the court requests it, you must be prepared to appear for a hearing.

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