Is there a time limit on filing for Chapter 7 Bankruptcy?

In Washington, the time limit for filing for Chapter 7 Bankruptcy is determined by the type of debt you have. For unsecured debts, there is typically no time limit on filing. Unsecured debts are those that are not backed by collateral, such as credit cards, medical bills, and personal loans. For secured debts, like a mortgage or car loan, there is typically a time limit on filing for Chapter 7 Bankruptcy. In general, you must file within six months of incurring the debt, unless you can show the court that there are extenuating circumstances preventing you from filing sooner. For tax debts, the time limit is determined by the type of tax debt you have. For example, if you owe income taxes, you must file for Chapter 7 Bankruptcy within three years of the date the taxes were due. For payroll taxes, the time limit is generally six months. It is important to note that these time limits are only the general rules. Depending on the type of debt and other factors, the court may be willing to extend the time limit. If you have questions about the filing time limit for Chapter 7 Bankruptcy in Washington, you should consult with an attorney.

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