How do I start the process of filing for Chapter 7 Bankruptcy?
The process of filing for Chapter 7 Bankruptcy in Washington State begins by obtaining the necessary forms and instructions. The forms needed can be found on the website of the United States Bankruptcy Court, as well as at local bankruptcy courts. Before filing, it is important to understand the laws and consequences of bankruptcy. After the forms are completed and all of the required information is provided, the forms must be filed with the court. It will also be necessary to take a credit counseling course prior to filing for Chapter 7 Bankruptcy. The course must be completed before filing for bankruptcy, and requires a fee. In addition, there is a fee for filing the bankruptcy forms. It is important to be aware of these associated costs prior to filing. Before filing for bankruptcy, it is important to understand that it is a serious event and it can have long-term financial and credit implications. Also, bankruptcy does not eliminate certain debts such as student loans, child support and alimony, or certain taxes. When all of the forms are completed and the fees are paid, the forms are filed with the court. The court will then review the forms and assign a case number to the filing. A Trustee is then assigned to oversee the case and will contact the debtor to review their situation and discuss their options. The Trustee will also review the financial situation and determine the assets and liabilities to be discharged. After the review is completed, the Trustee will submit the case to the court for the Final Discharge. The bankruptcy process can be difficult, so it is best to seek out the help of an attorney to help guide you through the process.
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