How do I stop creditors from harassing me after filing for Chapter 7 Bankruptcy?

Once you have filed for Chapter 7 Bankruptcy in the state of North Carolina, you should receive a case number that you can share with creditors. This number will let them know that your financial situation is being handled by the court. Once you have received your case number, you are entitled to certain protections under the law. The most important is the Automatic Stay. This will immediately stop all debt collection activities such as phone calls and letters from creditors. This also applies to wage garnishments, bank levies, and any other form of debt collection. It is important to keep in mind that the Automatic Stay does not mean that creditors cannot contact you altogether. While debt collection attempts must cease, creditors may still contact you to figure out certain details regarding your bankruptcy case. In addition, you must remain in compliance with all filing requirements and attend court hearings. You should also make sure to keep all copies of any notice or communication that you receive from a creditor, even after filing for bankruptcy. To ensure that your creditors are not attempting to collect from you, you can file a Motion for Relief from the Automatic Stay. This will help make sure that creditors are abiding by the laws set out in Chapter 7 Bankruptcy Law. If a creditor does attempt to contact you, you should contact the court to file a Motion for Relief from the Automatic Stay. You can also have an attorney help you in this process. This will put an end to any creditors harassing you after you have filed for Chapter 7 Bankruptcy in the state of North Carolina.

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How do I stop creditors from harassing me after filing for Chapter 7 Bankruptcy?

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