Are there any limits on the amount I can spend on household items while in Chapter 13 Bankruptcy?

Yes, there are limits on the amount you can spend on household items while in Chapter 13 Bankruptcy in Virginia. The Virginia Code is very clear that you cannot use more money than you can reasonably afford to pay off your debt. Specifically, the Virginia Code states that you cannot incur unsecured debt in excess of $300 without seeking court approval. Furthermore, you cannot make any purchase over $600 without obtaining court approval. Lastly, you cannot pay deposits on household items or services that are not necessary for the support and maintenance of the debtor and their dependents. These restrictions are meant to ensure that you use your resources responsibly and that you are able to pay off your debt. Furthermore, this ensures that you are able to stay in bankruptcy and not having to discharge your debt prematurely. It is important to understand these restrictions and to comply with them while in Chapter 13 Bankruptcy so you can complete the bankruptcy process successfully.

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