How do I obtain a hardship discharge in Chapter 13 Bankruptcy?
In order to obtain a hardship discharge in Chapter 13 Bankruptcy in Washington, the debtor must meet certain legal requirements. The debtor must be a resident of Washington, they must have filed a Chapter 13 plan and have made all payments required under the plan, and they must have been in Chapter 13 for at least three years. Additionally, the debtor must have experienced an unexpected and substantial change in circumstances that would make it impossible for them to continue making payments on the Chapter 13 plan. In order to qualify for a hardship discharge, the debtor must first submit a motion for hardship discharge to the court. The motion should include information about why the debtor believes they qualify for a hardship discharge. The debtor should include any relevant facts and evidence to support their claims. The court will then review the debtor’s motion and determine whether the debtor qualifies for a hardship discharge. If the court finds that the debtor qualifies, they will give the debtor a hardship discharge. This discharge will allow the debtor to be free from the requirements of the Chapter 13 plan and their debts will be discharged. Although the process for obtaining a hardship discharge in Chapter 13 Bankruptcy in Washington may seem complicated, the court is generally willing to work with debtors who demonstrate that they are genuinely struggling. If you are considering a hardship discharge, it is important to talk to a qualified attorney who can explain the process and help you determine if you qualify.
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