What are the consequences of not attending a court hearing in Chapter 13 Bankruptcy?

The consequences of not attending a court hearing in Chapter 13 Bankruptcy can be severe in Virginia. Chapter 13 Bankruptcy requires individuals to attend court hearings in order to work out a repayment plan with their creditors. If a debtor is absent from the hearing, the court can issue a warrant for their arrest. The court also has the power to dismiss the debtor’s case, which means that their Chapter 13 Bankruptcy will be closed, and all debt will remain unpaid. Additionally, if the debtor was in the process of discharging some debt, this discharge will no longer happen, and the debtor will still be responsible for paying it back. More seriously, if a debtor fails to appear in court multiple times, the court can issue their debtors an order of punishment, which can include fines, jail time, and a permanent mark on their credit report. As such, it is very important for debtors to attend all court hearings when in the midst of a Chapter 13 Bankruptcy. If a debtor is unable to attend a hearing for any reason, they must contact their bankruptcy attorney and the court immediately to inform them and reschedule.

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