Are civil unions recognized in the insurance industry?

Yes, civil unions are recognized in the insurance industry in Washington. Under the state’s Domestic Partnership Expansion Act, which took effect in July 2020, insurers are required to recognize civil unions and domestic partnerships as marriages for the purpose of obtaining insurance coverage. This means that for any health, disability, life, long-term care, and other kinds of insurance, individuals in a civil union relationship enjoy the same benefits as those who are married. In terms of insurance-related paperwork, spouses in a civil union will be able to use “spouse” in insurance documents, as well as having the ability to make decisions on behalf of their significant other. If an individual has a civil union partner, they can also make claims on their partner’s insurance if they are in an emergency situation, since the civil union is legally binding. Also, if an individual in a civil union passes away, their partner will be able to receive any death benefits from the deceased’s insurance company, such as life insurance benefits or burial costs. Overall, civil unions in Washington are recognized in the insurance industry, giving partners in civil unions the same rights and privileges as married spouses when it comes to obtaining insurance coverage and making decisions about it.

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