What is the difference between civil fraud and consumer deception?

The difference between civil fraud and consumer deception is that civil fraud involves intentional, material deception that results in harm or damage to another person, while consumer deception is a deceptive act or practice that harms a consumer or misleads them in some way. Civil fraud is a form of legal action that can be taken in the state of Virginia when a person has been defrauded or taken advantage of through deliberate, material deception. It involves false or misleading representations made in bad faith and can include false statements, omissions, or other fraudulent behavior. A person can be held liable for civil fraud if they caused or helped to cause financial or other injury to another person, such as a business. Consumer deception, on the other hand, involves deceptive practices that are used to benefit the seller, but do not always involve false statements or material omissions. It includes practices such as bait and switch advertising, false warranties, and unsubstantiated health claims. The purpose of consumer deception laws is to protect consumers from being injured or misled by deceptive practices, and to ensure that sellers act in a fair and transparent manner when selling goods or services.

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