What data security laws are in place in the United States?
Data security laws in the United States are designed to protect the privacy, security, and integrity of personal information. In Mississippi, state law requires any person or entity that holds, uses, or discloses personal information to safeguard such information, including important steps like developing and maintaining a written security program. Mississippi also requires individuals and entities to provide notice of a breach if the breach may cause a substantial risk of identity theft or fraud. At the federal level, the Health Insurance Portability and Accountability Act (HIPAA) was enacted to ensure the privacy and security of protected health information (PHI). It requires organizations that deal with PHI to follow various security steps, including protecting the confidentiality and integrity of the information and ensuring appropriate access, as well as implementing administrative, physical, and technical security measures. The Gramm-Leach-Bliley Act (GLBA) of 1999 applies to financial institutions and requires them to explain their privacy practices. It requires them to develop and enforce a comprehensive information security program to protect sensitive client information, such as financial details. The Children’s Online Privacy Protection Act (COPPA) requires websites and online services that collect personal information from children under 13 to provide certain disclosures to parents and obtain parental consent before collecting, using, or disclosing a child’s personal information. The European Union’s General Data Protection Regulation (GDPR) applies to any business or organization that processes the personal data of EU citizens, regardless of where the business is located. GDPR requires organizations to follow strict data privacy and security regulations and penalties for non-compliance can be steep.
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