What is the PCI Data Security Standard (PCI-DSS)?

The PCI Data Security Standard (PCI-DSS) is a worldwide security standard established by the Payment Card Industry Security Standards Council (PCI SSC) to help businesses protect customer payment card data. It is designed to secure the handling of cardholder information in North Carolina and elsewhere. PCI-DSS applies to any business that processes, transmits, or stores cardholder data. The standard is composed of twelve requirements grouped into six different categories. The first category is "Maintain a secure network" which requires companies to build a secure network, create secure system access maintenance policies, and regularly monitor their networks. The second category is "Protect Cardholder Data" which requires companies to protect the cardholder data they store, transmit, and process. The third category is "Implement a Vulnerability Management Program" which requires companies to use and regularly update anti-virus software, develop and maintain secure systems, and regularly test their security systems. The other categories are "Assign Unique Identities," "Restrict Access," "Regularly Monitor and Test Networks," and "Maintain an Information Security Policy." These categories cover a variety of topics such as the need to encrypt cardholder data, the need to assign access levels to employees, and the need to create a security policy. The PCI-DSS is an important security standard for any business that processes, transmits, or stores cardholder data in North Carolina or elsewhere.

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What is the PCI Data Security Standard (PCI-DSS)?

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