How much insurance should a person carry in the event of a drunk driving accident?
If you are involved in a drunk driving accident in New Hampshire, you must make sure you have the right amount of insurance. The type of insurance need depends on the type of accident. Generally, you should carry at least $25,000 worth of bodily injury liability insurance, $50,000 worth of uninsured or underinsured motorist coverage, and $25,000 worth of property damage liability insurance. Bodily injury liability insurance provides coverage for medical costs for those injured in a drunk driving accident. This includes coverage for medical bills, lost wages, pain and suffering, and other related costs. Uninsured or underinsured motorist coverage provides compensation for those injured in a drunk driving accident where the at-fault driver either does not have insurance or does not have enough insurance to cover the costs. Property damage liability insurance covers the cost of repairing any damage caused to another vehicle or property as a result of the accident. In addition, it is important to remember that New Hampshire law requires drivers to carry a minimum of $50,000 in liability coverage for any single accident, regardless of how many people were involved or how much property was damaged. This means that if the costs exceed $50,000, you will need additional insurance. The most important thing is to make sure you have enough insurance to cover any costs associated with a drunk driving accident. It is also important to make sure you are compliant with New Hampshire laws regarding minimum coverage requirements.
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