What type of insurance coverage is required after a DUI conviction?

In North Carolina, those convicted of driving under the influence (DUI) are required to have insurance coverage that meets the state’s minimum requirements. This type of insurance is often referred to as SR-22 insurance. SR-22 is a proof of financial responsibility form that an insurance company files with the Department of Motor Vehicles (DMV). This insurance must then be maintained for three years after the DUI conviction. In North Carolina, the minimum requirements for SR-22 insurance are liability coverage of at least $30,000 for each injured person, up to a total of $60,000 per accident, and $25,000 for property damage. Additionally, uninsured motorist coverage of at least $30,000 per injured person, up to a total of $60,000 per accident, must also be included in the policy. This coverage is designed to protect you in the event that the other driver involved in the accident does not have insurance. Finally, those convicted of a DUI in North Carolina may also be required to carry higher liability limits. Higher liability limits are typically required by those who have been arrested multiple times for drunk driving or those who have caused serious injury or property damage as a result of the DUI. In North Carolina, it is a criminal offense to operate a motor vehicle without the required SR-22 insurance. Therefore, it is important for those convicted of a DUI to obtain and maintain the required SR-22 insurance coverage in order to continue operating a motor vehicle.

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What type of insurance coverage is required after a DUI conviction?

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