Can a debt collector contact me outside of normal business hours?

In Mississippi, debt collectors are required to adhere to the Fair Debt Collection Practices Act (FDCPA). This act is a federal law that protects consumers and establishes rules that debt collectors must abide by. The FDCPA outlines several regulations when it comes to debt collection, including when a debt collector may contact you. Generally, a debt collector is allowed to call or attempt to contact you between 8:00 A.M. and 9:00 P.M. local time unless you have given the debt collector permission to contact you at other times. This means that a debt collector may not call or contact you before 8:00 A.M. or after 9:00 P.M. unless you have explicitly given them permission to do so. If a debt collector does contact you outside of normal business hours, you may be able to make a complaint to the state attorney general. Depending on the specifics of the case, you may also be able to take legal action against the debt collector. It is important to keep in mind that the FDCPA also covers other aspects of debt collection, so it is important to review the law to ensure that the debt collector is not violating any other regulations.

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Can a debt collector contact me outside of normal business hours?

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