Can a debt collector contact me on my cell phone?

Yes, a debt collector can contact you on your cell phone in Mississippi. However, it is important to be aware of the laws that regulate debt collection contacts in Mississippi. There are certain rules that debt collectors must follow when attempting to contact and collect debts from individuals. Under the Mississippi Collection Practices Act, a debt collector cannot make contact with an individual through telephone calls before 8 A.M. or after 9 P.M. They are also prohibited from calling someone’s place of employment if the collector knows that the employer does not approve of such calls. Additionally, debt collectors are not allowed to harass, threaten, or use abusive language when communicating with an individual. Furthermore, debt collectors cannot make false statements to the person in an attempt to collect a debt. In Mississippi, consumers also have the right to request that a debt collector stop contacting them on their cell phone. If the request is made in writing, the collector must cease all contact except to acknowledge the request and to inform the person that the collection efforts will cease or that further communication will come in the form of a legal notice. It is important to understand the laws that regulate debt collectors in Mississippi, so that if a debt collector attempts to contact you on your cell phone, you will know how to protect your rights.

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Can a debt collector contact me on my cell phone?

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