Can a debt collector ever garnish my wages?

Yes, a debt collector can garnish your wages in North Carolina. This means that the debt collector can take a portion of your wages in order to pay back the debt that you owe. If you owe more than a certain amount of money, the debt collector can apply to garnish your wages by filing a court order. This will allow them to take a portion of your wages each pay period until the debt is paid. It is important to note, however, that there are certain limits imposed on how much of your wages can be garnished. Depending on the type of debt you owe, the amount taken out of your wages for debt repayment cannot exceed 25% of your disposable earnings or the amount by which your disposable earnings are greater than 30 times the federal minimum wage, whichever is lower. In addition, there are certain debts, such as taxes and child support, that can receive priority over other debts; in these cases, a higher percentage of a person’s wages can be garnished. Finally, it is important to remember that there are a few exceptions to wage garnishment in North Carolina. These include wages earned as an employee of the federal government, social security and disability payments, and certain retirement incomes. In conclusion, debt collectors in North Carolina are allowed to garnish wages in order to collect debt. However, there are certain restrictions and exceptions in place to protect the rights of debtors.

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Can a debt collector ever garnish my wages?

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